There are so many options now for potential home buyers when it comes to mortgage loans, refinancing and home equity/lines of credit. But how do you tell what option is right for you. Can a quick and…
What happens after you accept your HUD-1
After settlement, federal law requires that you be given disclosures concerning the servicing of your loan and any escrow account and that you receive a written mortgage statement each billing cycle. You also have certain protections in…
Protecting Your New Home Title – Title Insurance
There are other settlement services that Choice Lending Corp of Lancaster will require for your loan. You may be able to shop for these services or you may choose providers identified on the written list you receive…
5 Things to Consider Before Shopping for Your Home
Are You Ready to Buy a House? A home may be the most expensive purchase you will ever make. Before you make a commitment, make sure you are ready. Avoid the pressure to buy a home you…
The Basics of Shopping for Your Home Loan
Your choice of mortgage lender or broker, as well as type of loan itself, will influence your settlement costs and your monthly mortgage payment. Mortgage lenders and brokers A loan originator is a lender or a mortgage…