If you own your own home and are 62 years of age or older, you may be able to leverage the equity in your home through a reverse mortgage, or home equity conversion mortgage (HECM). These mortgage…
5 Requirements of Reverse Mortgage

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If you own your own home and are 62 years of age or older, you may be able to leverage the equity in your home through a reverse mortgage, or home equity conversion mortgage (HECM). These mortgage…
Many things affect the mortgage market, which creates regular fluctuation. It’s hard to predict exact future trends or when the market will be best for buying, selling or refinancing–but one thing that you can do to be…
There are so many options now for potential home buyers when it comes to mortgage loans, refinancing and home equity/lines of credit. But how do you tell what option is right for you. Can a quick and…
As you make payments on your mortgage loan or make improvements to your property, or if property values in your neighborhood increase, the equity in your home may increase. Home equity is the difference between your home’s…
Once you move into your new home, you will want to make sure that you do nothing that could result in the loss of your home. Make all payments on time If you are having a dispute…
Servicing information and errors If you have a question any time during the life of your loan, or if you believe your servicer has made an error, you can send the company a written request for information or…
After settlement, federal law requires that you be given disclosures concerning the servicing of your loan and any escrow account and that you receive a written mortgage statement each billing cycle. You also have certain protections in…
You have determined what you can afford, shopped for the best loan for your needs, and found the right house. After all the hard work, it is time to go to settlement, but don’t forget to bring…
There are other settlement services that Choice Lending Corp of Lancaster will require for your loan. You may be able to shop for these services or you may choose providers identified on the written list you receive…
What is a Good Faith Estimate In the loan application process, the loan originator (your lender or broker) at your local Choice Lending Corp office in Downey will need a few items from you. They will ask…
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A direct mortgage lender based in Victorville, Palmdale and Bullhead City, Arizona. Choice Lending Group Corp in Arizona ML#0945722. Choice Lending Corp is committed to helping those in the Inland Empire, Los Angeles area, and all of California and Arizona find the right mortgage product for their needs. Whether you are looking to refinance, learn about reverse mortgages, or are a first-time home buyer looking for a home loan, we have a full line of real estate loan programs to meet your needs.
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