What Can You Afford? To determine how much you can afford, you first need to know your monthly income. Second, you will need to calculate your monthly expenses which may include credit card bills, car payments, insurance…
Are You Ready to Buy a House? A home may be the most expensive purchase you will ever make. Before you make a commitment, make sure you are ready. Avoid the pressure to buy a home you…
Your choice of mortgage lender or broker, as well as type of loan itself, will influence your settlement costs and your monthly mortgage payment. A loan originator is a lender or a mortgage broker Mortgage brokers. Some…
The perception the general public has regarding loan qualifying has been a bit skewed in the past few years. Securing a mortgage approval and meeting the underwriting guidelines is not the main difficulty for borrowers these days….
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